Home Improvement Loans
Oakland County Program:
Need help making home improvements or repairs?
The City of Berkley and Oakland County Community and Home Improvement Division are partnering to offer loans up to $18,000 for qualifying residents. Eligibility depends on household size and income
Loan options include:
- a deferred loan with 0 percent interest
Visit the Oakland County Home Improvement Division or call the Loan Application Hotline at 248-858-5401.
If you have any questions please call 248-858-0493 or 888-350-0900 x80493.
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All qualified residents are encouraged to take advantage of this innovative program.
State of Michigan Program:
The Michigan State Housing Development Authority (MSHDA) offers low-cost loans for home improvements.
Income eligible homeowners with no equity may borrow up to $25,000 from the Michigan State Housing Development Authority (MSHDA) to make energy-efficiency improvements to their home. With equity, homeowners can borrow up to $50,000.
Making simple improvements like increasing insulation or replacing an inefficient furnace or old windows can reduce your energy costs.
Visit www.michigan.gov/mshda and click on Home Improvement to see the full list of eligible home improvement projects and learn more about the free application process, or call 517-373-8017, or (TTY) 1-800-382-4568.