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Home Improvement Loans


Oakland County Program:

Need help making home improvements or repairs?

The City of Berkley and Oakland County Community and Home Improvement Division are partnering to offer loans up to $18,000 for qualifying residents. Eligibility depends on household size and income

Loan options include:

  • a deferred loan with 0 percent interest

Visit the Oakland County Home Improvement Division or call the Loan Application Hotline at 248-858-5401.

If you have any questions please call 248-858-0493 or 888-350-0900 x80493.

 Typical Repairs
barrier free access bathrooms chimneys
doors doors electrical work
heating insulation kitchens
masonry plumbing porches
roofs sidewalks siding
structural defects water & sewer repair windows

 
All qualified residents are encouraged to take advantage of this innovative program.

State of Michigan Program:

 The Michigan State Housing Development Authority (MSHDA) offers low-cost loans for home improvements.

 Income eligible homeowners with no equity may borrow up to $25,000 from the Michigan State Housing Development Authority (MSHDA) to make energy-efficiency improvements to their home.  With equity, homeowners can borrow up to $50,000.

 Making simple improvements like increasing insulation or replacing an inefficient furnace or old windows can reduce your energy costs.

 Visit www.michigan.gov/mshda and click on Home Improvement to see the full list of eligible home improvement projects and learn more about the free application process, or call 517-373-8017, or (TTY) 1-800-382-4568.