Under the Health Insurance Portability and Accountability Act (HIPPA) you have 30 days to enroll in your spouse/partner's plan if you lose insurance due to loss of employment, regardless of when the open enrollment dates.
If you do not qualify for insurance through your spouse/partner's employer or for Medicaid, you may qualify for a reduction of 65% of the cost of CCOBRA for up to nine months through COBRA.
- COBRA web site
- Toll free: 1.866.444.3272
Private Health Insurance
If you are purchasing your own health insurance, you can research various providers.
Blue Cross Blue Shield (BC/BS) of Michigan is the state's nonprofit insurer of last resort. BC/BS must accept all applicants.
Government Funded Health Insurance
Veterans qualify for VA benefits.
- VA web site
- Toll free:1.877.222.8387
Medicaid is available for low-income families, disabled persons, children, and pregnant women.
MIChild is a health insurance program administered by the State of Michigan. It is for uninsured children of Michigan's working families. MIChild services are provided by many HMOs and other health care plans throughout Michigan.
- MiChild web site
- Toll free: 1.888.988.6300
Free or Low Cost Health Care
Services may be free or income-based:
- Free Clinics of Michigan
- Community Health Center
- Michigan Cover the Uninsured (health-care screenings)
- Project Healthy Living (health-care screenings)
The POH Regional Medical Center in Pontiac offers free mammograms to uninsured Oakland County residents. To schedule an appointment call 248-338-5608. more information