Home Improvement Loans
Oakland County Program:
Need help making home improvements or repairs?
The City of Berkley and Oakland County Community and Home Improvement Division are partnering to offer loans up to $18,000 for qualifying residents. Eligibility depends on household size and income
Loan options include:
- an installment loan with 3 percent interest
- a deferred loan with 0 percent interest
- or a combination of the two
Visit the Oakland County Home Improvement Division or call:
- Dorothy Melvin-Johnson at 248-858-0495 or toll free at 888-350-0900 x 80495
- Barbara Sigety at 248-858-5401 or toll free at 888-350-0900 x 85401
Typical Repairs |
|
| barrier free access |
bathrooms |
chimneys |
| doors |
doors |
electrical work |
| heating |
insulation |
kitchens |
| masonry |
plumbing |
porches |
| roofs |
sidewalks |
siding |
| structural defects |
water & sewer repair |
windows |
All qualified residents are encouraged to take advantage of this innovative program.
State of Michigan Program:
The Michigan State Housing Development Authority (MSHDA) offers low-cost loans for home improvements.
Income eligible homeowners with no equity may borrow up to $25,000 from the Michigan State Housing Development Authority (MSHDA) to make energy-efficiency improvements to their home. With equity, homeowners can borrow up to $50,000.
Making simple improvements like increasing insulation or replacing an inefficient furnace or old windows can reduce your energy costs.
Visit www.michigan.gov/mshda and click on Home Improvement to see the full list of eligible home improvement projects and learn more about the free application process, or call 517-373-8017, or (TTY) 1-800-382-4568.
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